Banks and neo banks

Tokenised investment products for every customer, under your custodian.

Suitability and product governance remain with your institution. Each customer gets a mandate-controlled tokenised asset account under your custodian - for approved stablecoin yield, tokenised funds and on-chain credit. Agents prepare and monitor within the rules you set; your team approves; per-customer reporting comes from one record.

One product change, every eligible customerIllustrative - demonstration data
Product

The bank approves a tokenised money market fund for its stablecoin yield product and adds it to the eligible universe.

Eligibility

Customer accounts are checked against suitability, jurisdiction and the product's mandate. Ineligible accounts are listed separately with the reason.

Proposals

Each eligible account gets its own proposal sized to its balance and checked against its own limits. Exceptions are held and routed.

Approval

The product desk approves at the tier your policy sets. Each approval is recorded individually.

Execution

Instructions execute under the custodian's permissions. Positions reconcile to each customer's statement the same day.

Record

Proposals, exceptions, approvals and executions per customer, on one ledger, with the product and mandate versions that applied.

What your bank can offer.

Stablecoin yield

Customer stablecoin balances into tokenised money market funds and allowlisted venues inside each customer's mandate, exit routes verified before entry, yield reported net of fees.

Tokenised funds and securities

Eligibility per customer, subscription and redemption workflows, positions on the customer statement. Availability depends on venue onboarding of your institution.

Tokenised deposits

Deposits and stablecoins move into and out of each account under your custodian's control; the account holds what your product permits and nothing else.

Per-customer reporting

Daily valuation and reconciliation per account, statements and core-banking feeds from one record. Your books remain the books.

Custody and approvals

Your existing custodian or a supported one; the approval model configured to your policy. Your team approves; agents prepare.

Governance

Suitability, product governance and investment authority remain with your institution. The mandate encodes your policy; the account enforces it; agents work within it.

What each product depends on, and product status per capability, is set out in the supported deployment scope and confirmed with your team at assessment.

Discuss the first product for your customers.

A short call to define the product, the custodian and the approval model. The output is a shared page describing where the account, the mandate and the record would sit.