October 17, 2025

Stablecoins in Review: October 6, 2025

This Week’s Highlights:

  • BoE Governor signals new openness: stablecoins could be regulated like money
  • Bitwise CIO dubs Solana “the new Wall Street” amid tokenization trends
  • Standard Chartered warns $1 trillion may exit emerging market banks into stablecoins

BoE Governor Sees Potential in Stablecoins

Bank of England Governor Andrew Bailey said that stablecoins hold meaningful promise for future payments infrastructure if they meet standards of public trust. He suggested that stablecoins used at scale for payments should face regulation like traditional money, including depositor protection and access to central bank facilities. 

Bailey also proposed that stablecoins might reduce the UK’s reliance on commercial banks by partially separating money from credit creation—allowing banks and non-bank providers to coexist. His comments mark a softening stance after years of skepticism and point toward a consultation on the UK’s systemic stablecoin regime later in 2025. 

Solana Named “New Wall Street” by Bitwise CIO

Matt Hougan, CIO of Bitwise, called Solana “the new Wall Street,” highlighting its speed, throughput, and technical architecture as compelling for tokenization and financial infrastructure. He argues that the combination of institutional capital, ETF interest, and blockchain performance puts Solana in the spotlight for next-generation financial systems. 

Through this lens, Solana’s appeal is not purely speculative, it’s about building rails for stablecoins, tokenized assets, and on-chain settlements. Hougan’s framing suggests that blockchains will be judged not only by decentralization but by their ability to host financial primitives reliably. 

$1T May Exit Emerging Market Banks Toward Stablecoins

Standard Chartered warns that within three years, $1 trillion could flow out of emerging market bank deposits into stablecoins as users seek dollar-pegged digital assets over local banking exposure. The report notes that inflation, currency instability, and weak banking trust make stablecoins an attractive alternative in developing economies. 

This shift carries systemic implications. Banks may lose deposit bases, and capital allocators will need robust models for stablecoin yield management and risk control across volatile regions. The projection also intensifies pressure on stablecoin issuers to ensure reserve integrity and redemption reliability.

This Weekly Summary is prepared by brava.finance.

About Brava Finance:

Brava Finance is a high-yield cash allocation platform that gives professional investors access to blockchain-based stablecoin credit markets. By routing capital into hundreds of secure, collateralised lending pools, Brava delivers automated, transparent, and risk-adjusted yield while users retain full control of their assets through non-custodial smart vaults. Built for capital allocators, Brava combines institutional-grade infrastructure with next-generation financial access.

Disclaimer: Brava Finance does not provide financial advice or guarantee investment performance. Users should assess their own financial circumstances and risk tolerance before using the platform. Brava operates in compliance with applicable regulations and does not manage or hold client funds. Users remain in control of their assets at all times.

Citations:

https://coingeek.com/bank-of-england-governor-sees-potential-in-stablecoins/ 

https://cointelegraph.com/news/solana-is-the-new-wall-street-bitwise-cio 

https://www.coindesk.com/markets/2025/10/06/stablecoin-surge-could-trigger-usd1t-exit-from-emerging-market-banks-standard-chartered